Now accepting mobile money across Zambia

Accept Mobile Money Payments with One API

Elicate Pay gives developers a simple, powerful API to integrate mobile money payments into any website, mobile app, or platform. Built for Zambia, powered by Flutterwave.

payment.js
// Initialize Elicate Pay
const payment = await ElicatePay.charge({
  amount: 250.00,
  currency: "ZMW",
  phone: "0962XXXXXX"
});

Mobile Money

MTN, Airtel & Zamtel

REST API

Easy integration

SDKs Ready

All major frameworks

Everything You Need to Accept Payments

From API integration to payment links, Elicate Pay provides all the tools to accept mobile money payments in Zambia.

Instant Payments

Process mobile money payments in real-time via MTN, Airtel, and Zamtel networks across Zambia.

API Key Management

Generate, rotate, and manage your API keys securely from your merchant dashboard.

Payment Links

Create shareable payment links for quick collections without any code integration required.

Real-time Analytics

Monitor transactions, revenue, and performance with detailed analytics on your dashboard.

Enterprise Security

Bank-grade encryption and security protocols to protect every transaction and API call.

Developer Friendly

Comprehensive documentation, SDKs for popular frameworks, and responsive developer support.

How It Works

Get started accepting payments in four simple steps.

Step 01

Create an Account

Sign up as a merchant using your email or Google account. Provide your business details for verification.

Step 02

Get Verified

Our team reviews and verifies your merchant account. Once approved, you can generate your API keys.

Step 03

Integrate the API

Use our comprehensive documentation to integrate the payment API into your website, mobile app, or platform.

Step 04

Start Collecting

Accept mobile money payments in Zambian Kwacha (ZMW) from MTN, Airtel, and Zamtel users instantly.

Transparent Pricing Built for Every Scale

Start with simple pay-as-you-go processing or scale to Enterprise with zero transaction commissions and guaranteed zero service interruptions.

Standard Plan

Pay-As-You-Go

All-in-one payment processing plan for growing businesses and startups.

2.6%per transaction

ZMW 0 / month base fee

Plan Includes:

  • Mobile money payments (MTN, Airtel, Zamtel)
  • Flexible & Fixed Payment links
  • Real-time merchant dashboard & analytics
  • Developer-friendly REST API & webhooks
  • Instant webhook retry & API key rotation
  • No monthly subscription or setup fees
  • Standard technical support
High Volume Enterprise
Zero Service Interruptions

Enterprise Account

Designed for commercial companies requiring high API throughput, maximum reliability, and zero transaction friction.

K10,000/ month

0% per-transaction commission fee (0% transaction charge)

Enterprise Benefits:

  • 0% per-transaction commission fees (Keep 100% revenue)
  • Guaranteed zero service interruptions (Dedicated throughput)
  • Unlimited API call rate limits & high-concurrency processing
  • Dedicated Account Manager & 24/7 priority SLA support
  • Custom webhook endpoints & automated bulk payouts
  • Custom billing account & direct engineering integration
  • Custom SLA contract & tailored compliance security